SSI Income Limits Chart 2025: How Much Can You Earn to Stay Eligible for SSI Benefits?

If you are an individual who is disabled, blind, has low income or aged above 65 years then this article is for you. The present article covers the benefits which are provided to financially unstable Americans under the Supplemental Security Income (SSI) by the Social Security Administration in the U.S. If you are already receiving the benefit of the Supplemental Security Income (SSI) then you can also read this article to get an update about the latest SSI income limits chart for the year 2025.

SSI Income Limits Chart 2025

In January 2025, the Social Security Administration increased the payment amount for the Supplemental Security Income by 2.5 percent. For getting complete knowledge regarding the latest SSI income limits chart for 2025 you can read the following sections of this article.

Overview: Supplemental Security Income (SSI)

Article OnSSI Income Limits Chart 2025
CountryU.S.
DepartmentSocial Security Administration
Program NameSupplemental Security Income
BeneficiariesLow-income seniors, disabled and blind individuals
AmountAs per eligibility
Payment FrequencyMonthly
CategoryFinance
Official Websitessa.gov

About Social Security SSI Program

In January 1974, the Supplemental Security Income was established for replacing and integrating three complementary financial aid programs. The Social Security Administration (SSI) regulates Supplemental Security Income (SSI). It is a federal program that is enacted by the U.S. government for supporting such Americans who have limited sources of income and other resources.

Furthermore, this program strengthens the financial stability of individuals who are aged 65 or above, disabled, blind or have limited resources and income by providing a monthly payment amount to them. The amount that is received by an eligible recipient under the Supplemental Security Income depends on his or her monthly income and family background.

SSI Income Limits Chart 2025: How Much Can You Earn to Stay Eligible for SSI Benefits?

Eligibility Criteria for the Supplemental Security Income (SSI)

The eligibility criteria for the Supplemental Security Income (SSI) are decided on the asset and income of a respective individual. So, if you want to receive the benefit of Supplemental Security Income then you must qualify the below mentioned eligibility criteria.

  • Individuals who have permanent resident status in the U.S and are permanent citizens of America. 
  • An individual who is unmarried and earns less than $2,019 monthly then you are eligible for this program.
  • Senior U.S. citizens aged 65 years or more and have limited financial resources and income qualify for the Supplemental Security Income.
  • A person who has permanent disability or blindness that does not allow them to perform substantial gainful activity meets the eligibility criteria of this program.
  • Parents whose child has a disability that does not allow him or her to move are eligible for the benefit of the Supplemental Security Income (SSI). But, the SSI amount which that child will receive depends on his or her parent’s assets and income.

SSI Income Limits 2025

As of January 2025, the income limits of Supplemental Security Income vary from person to person as it is decided on the basis of their family background status. If you are not earning more than $2,019 monthly then you are eligible for the benefit of the Supplemental Security Income. However, the maximum income limit varies if you have a spouse or one child or children and with any type of disability the cap decreases.

In addition to this, According to Arron Bennett, the Social Security Administration divided income of a person in four categories. It means the benefits of Supplemental Security Income that beneficiaries will receive depend on these four income categories. The categories are deemed income that a couple receive for their children, in-kind support ( free shelter and food offered by the government), unearned income that includes pension, social security benefits and others, and earned income that a person receives for his or her work.

Thus, according to the latest income limits chart of Supplemental Security Income 2025, the eligible recipients with disability will receive a payment of $484, eligible married individuals or couples will get $1,450 and single eligible recipients will receive payment of $967 on the monthly basis. 

Supplemental Security Income Amount 2025

The major reason for the Social Security Administration to increase the payment amount of the Supplemental Security Income is the rising cost of living and inflation rate. Therefore, the latest increased SSI amount will allow eligible recipients to meet their necessary living expenses and improve their living standards.

BeneficiariesMonthly SSI amounts for 2025
Eligible single recipients $967
Eligible recipients with spouse$1,450
Eligible recipients with disability$484

How can you apply for the SSI Monthly Benefits?

You can apply for the Supplemental Security Income (SSI) benefits in three ways – Application by Phone, In-person Application and Online Application.

Application by Phone –You can call at 1-800-772-1213 to apply for the Supplemental Security Income (SSI) benefits.

In-person Application You can visit the nearest Social Security Office with all the required documents to file Application for the SSI benefits.

Online Application –You can visit the official website of the Social Security Administration to fill your SSI application form.

Note: The documents which are required for the Supplemental Security Income are Social Security Card, Proof of U.S citizenship, birth certificate, identification proof, and medical proof of disability and blindness.

Bottom Line

The Social Security Administration updated new income limits for Supplemental Security Income (SSI) in January 2025. The monthly payment amount of SSI has also been increased by 2.5% by the Social Security Administration.

Now, eligible recipients who are unmarried will receive payment of $967 on the monthly basis. Furthermore, the amount which will be given under the Supplemental Security Income 2025 depends on the family, income and asset status of the beneficiaries. It will support the financial stability of a number of Americans who are aged 65 or above, disabled, blind or have limited resources and income.

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12 thoughts on “SSI Income Limits Chart 2025: How Much Can You Earn to Stay Eligible for SSI Benefits?”

  1. I would love to see some of you people try to live on 967 dollars a month for a few months and then you tell me if you think it’s fair 😡😖

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  2. 967 is hard to live on .. when a person pays rent and for meds that Medicaid don’t pay for and Has to pay vehicle insurance and food stamps don’t give enough for food. .. What about giving us a raise on our checks that will help us and every time we get a raise on our checks my rent goes up and I live in a apartments for disability folks

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  3. I’m with these people the government is at least providing us the money but meanwhile they’re also spending money like water we’ve got the constant threat of the system going ahead and failing although they try to reassure us that the system is not going to fail a system that we paid into all of our lives but yet they’ve given the money away to people that haven’t paid in but maybe a few years in their life I never will understand government and how they justify their excessive amount of spending with money that is not backed by any kind of precious metals or anything else it’s just purely based on how much can we take from the common worker and make use of it now and not worry about what’s going to happen later when it’s their time when they have to step up to the plate and fight their way through this vicious system that they call government I myself took early retirement at 62 just to know that I had my share coming to me but yet no I can’t live on $900 a month I know I can’t and sticking to the guidelines as they set them so that you don’t get penalized and lose your benefit is monotonous it’s hard and it’s forcing us even at our older age to jump through the Hoops of their once and their needs I say stop pleasing the world for all the idiots that are going ahead and fighting with each other and I’ve been fighting with each other for thousands of years sometime or another we have got to stop spending our money to protect those with money that even after you protect them they don’t pay you anything back it’s a one-way Street all you do is get a new friend you’ve got enough friends and we know how to make threats but when do we ever get any money back for doing these things that we do love to hear your comments on this one

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    • I only get 644a month 400 for rent and244.00 left to buy personal things like shampoo conditioner soap powder pads wash powder bleach pay for washing i have nothing else left by the time I do all this I’m waiting for the next check

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  4. SSI acts like they are really handing money out with that 2.5 cola crapour 967 dollar checks got like a whopping 14 to 17 dollars thats for prices gone up last year, so many greedy people getting their share but by the time to roll on down to us its nothing , I worked all my life untill I got sick with cancer had quit job no insurance no money had to live off family n friends till everyone was tired of handing out and every penny I made off anyone that i was able to do was withheld from my backpay because I was not suppose to make anything so they deducted away, its hard to go from making 2500 to 3k a month which wasnt a whole lot but, I got by on that income to be knocked down to under a thousand for the month, its a hard slap in facetheir system and the way your done by them is a sadd day their cola fund to make us live a better life is hiddious all by its self and to know this is what my life has come to be from good ole U. S. A. I didnt choose to be sick and become disabled, but dammed sure paying the price for it.

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  5. The true fact of the matter is is the federal government is funding people that never even had a job never paid in a dime and they are getting celebrity teeth put in they get all the same benefits as those of us that paid in and all the extra benefits of Medicaid paying for the rest of their stuff wouldn’t I get Medicare no Medicaid support and I had a job but I met this lady who never had a job in her life contracted MS from continuous cocaine use and she’s got like two different sets of teeth that cost over $10,000 and I’m sitting here trying to get one upper denture with my Medicare advantage plan and my $1,500 a year maintenance she gets rides to the doctor she gets mobility scooter ramp paid for new shower put in all on the Medicaid bandwagon but I’m paralyzed in my left leg worked my butt off became disabled early because I couldn’t get a doctor to listen to me about my spine and my injury and had to crawl around for 3 years taking care of my two toddlers on my hands and knees because of an injury. On top of that the government’s double dipping you pay taxes when you get your check you pay taxes when you buy your items and then you got to fight for disability and they don’t give it to you until you’ve lost every single thing you even had. What about all the people that paid in tons and tons of money and died before their retirement. All this money being thrown into the fabric of America where the people that worked and broke their backs are now getting kicked in the ass while everybody else is remaining comfortable

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  6. I get social security and ssi benefits that only come up to $970 a month in total by bills are $875 a month I’m only left with $95 dollars a month how I’m I to survive of of $95 dollars a month after I pay my bills I’m 67 something has to be done something has to be done in congress it’s not fair to us old people

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  7. I’ve been disabled most of my life and yes it is very hard to live on 967 a month I can’t work don’t get enough money to keep food in my apartment and my father was on social security and served in the army and they said that I don’t even qualify to collect his cause if I do I will loose out on my whole ssi check just to get my father’s 700 dollars I’m very very sick now I have congestive heart failure c.o.p.d diabetes mental health and now aids and I have we to live with constant pain and suffering and I’m also a victim of identity theft someone took out a 35,000 tax return in my name 2 yes ago and I’m paying the price for that too

    Reply

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